We are constantly asked if we recommend the purchase of pet insurance for our Frenchies, and, if so, which company we would recommend. Because we have been asked these questions so often, we decided it was time for us to do some research and learn more about the insurance market, the pros and cons of purchasing pet insurance, and which pet insurance company or companies are highest rated.
So, for the first question: do we recommend pet insurance for our Frenchies? The answer is that it really depends on each client – your tolerance for risk, the lengths to which you would go to preserve the life of your beloved companion, and your financial situation.
Of course, our guarantee covers death or significant disability due to a genetic or congenital defect for a year (for two years if NuVet supplements are used and for three years if MaxiVet pre- and probiotics are also used), but what about accidents, diseases, or illnesses, which can and do occur unexpectedly in the lives of even the healthiest Frenchies, or problems that arise after the guarantee period?
Sometimes, no amount of money can preserve the life of a beloved pet (especially a high quality of life), which has suffered from one of the problems mentioned above. However, often, with the right medical intervention, high-quality lives can be preserved, and it is always a shame if the high cost of treatment and medical care prohibits this from happening. Even fixing a broken bone can cost several thousand dollars, and the cost to treat many other conditions can become exorbitant.
One of Lacey’s older sisters, Libby, who lives in Austin, has two wonderful Frenchies who were recently bitten by a rattlesnake. After three doses of antivenom each and three days in the ER, both are now home and doing well. That’s the good news. The bad news is that the bill was well into 5 figures, although to them it was well worth it. As you might imagine, they are now looking into pet insurance.
If you are independently wealthy, you can probably afford to self-insure and not worry about the potentially high cost to preserve the life of your 4-legged family member in the event the worst scenario occurs. However, if you are like most of us, and a high 4- or even 5-figure vet bill is something your budget cannot not handle, insurance might be worth considering. A fairly small monthly premium can provide a lot of peace of mind, and, if the worst does happen, the life of your beloved companion(s) can potentially be saved &/or enhanced.
Now, for the second question: what company do we recommend? Fortunately, there are a lot of good options. Our recommendation is to review the coverage, cost, and client reviews of some, or all, of the following companies, to determine if one of them will work best for you.
After doing quite a bit of research, we have recently decided to endorse Fetch Pet Insurance, one of the most highly rated, and we have entered into an agreement with them. They are offering several incentives to BlueHaven clients, including a lifetime 10% discount on their various plans. You can find out more about them and request a quote under Great Products or Fetch Pet Insurance.
| Fetch | Lemonade | Spot | MetLife |
| Pets Best | Embrace | Pumpkin | Healthy Paws |
